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 Privacy Policy Privacy of Consumer Financial Information: Technology and new marketing practices have increased the amount of customer information collected and shared in today's marketplace. Consumers are concerned about the impact this development has or might have on their privacy and reputation. Our goal is to serve our customers as effectively and conveniently as possible-but also to make customers feel confident that their relationship with Bridge Bank is treated with the appropriate confidentiality. Bridge Bank reserves the right to change our policy as needed Nonpublic Personal Information We Collect: We collect nonpublic personal information about you from - Information we receive from you on applications or other forms - Information about your transactions with us or others - Information we receive from a consumer-reporting agency. Nonpublic Personal Information We Disclose: We do not disclose any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law. Protection of Nonpublic Financial Information: We restrict access to nonpublic personal information about you to those employees who need to know that information to provide you with banking services. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. To inquire about our Privacy Policy, contact us at the address below: Bridge Bank 55 Almaden Boulevard San Jose, CA 95113 PHONE : (408) 423-8500 FAX: (408) 423-8520 E-MAIL: security@bridgebank.com WEBSITE ADDRESS: http://www.bridgebank.com Customer Identification Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Identity Theft and Information about "Phishing" There's a new type of Internet piracy called "phishing." It's pronounced "fishing," and that's exactly what these thieves are doing: "fishing" for your personal financial information. What they want are account numbers, passwords, Social Security numbers, and other confidential information that they can use to loot your checking account or run up bills on your credit cards. In the worst case, you could find yourself a victim of identity theft. With the sensitive information obtained from a successful phishing scam, these thieves can take out loans or obtain credit cards and even driver's licenses in your name. They can do damage to your financial history and personal reputation that can take years to unravel. But if you understand how phishing works and how to protect yourself, you can help stop this crime. Click here for more information on phishing and for important tips on how to protect yourself and what to do if you fall victim to Identity Theft. While Visiting The Bank's Website... Visitors to the bank's Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non- identifying information about our visitors, such as:
Technical Safeguards Used for the Internet Banking System The Internet Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password-controlled system entry, a VeriSign-issued Digital ID for the bank's server, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic. Secure Access and Verifying User Authenticity: To begin a session with the bank's server the user must key in a Log-in ID and a password. Our system, the Internet Banking System, uses a "3 strikes and you're out" lock-out mechanism to deter users from repeated login attempts. After three unsuccessful login attempts, the system locks the user out, requiring either a designated wait period or a phone call to the bank to verify the password before re-entry into the system. Upon successful login, the Digital ID from VeriSign, the experts in digital identification certificates, authenticates the user's identity and establishes a secure session with that visitor. Secure Data Transfer: Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session. Router and Firewall: Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank. Using the above technologies, your Internet banking transactions are secure. UNAUTHORIZED ATTEMPTS TO UPLOAD OR CHANGE INFORMATION ON THIS WEB SITE ARE STRICTLY PROHIBITED AND ARE SUBJECT TO PROSECUTION UNDER THE COMPUTER FRAUD AND ABUSE ACT OF 1986 AND TITLE 18 U.S.C. SEC. 1001 AND 1030. |
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