Smart Deposit Express
Stronger Security with Sign-in Protection

When you register your computer, we can identify you based on a "cookie" stored on the computer(s) that you are using to access Smart Deposit Express. Typically you will access our Web site from one or two computers. Smart Deposit Express will recognize only your registered computer(s), preventing potential fraudsters from logging into your account even if they acquire or guess your Login ID and password. Should someone attempt to login from a different computer, we will take additional steps to verify your identity through "Verification" Questions you set-up.

Activation Procedure

• Activation is easy, and should only take a few minutes…
  • Enter three "Verification" questions and answers
  • Choose a phrase and select a color for the background and border
  • Save and you're Done!


• After activation, the login process will include a new password screen…
  • Basic Login Screen – enter Office ID & Login ID – click continue
  • Password Screen – enter password if phrase and colors are correct – otherwise stop and contact your Branch Office!
  • Reach the welcome screen and begin your process

You may click here for step-by-step procedures of the activation process.

After you have activated Sign-in Protection, you will periodically receive a verification question when you log in from a "registered" computer. In addition, accessing Smart Deposit Express from an unregistered computer will trigger a verification question to confirm your identity. Once confirmed, you will have the option to register that computer by simply marking a check-box. More than one computer may be registered for regular use.

If you have any questions about this new security procedure, please contact your Branch Office.